Business Savings Accounts

Home Business Business Savings Accounts

Savings, HI-FI, SWEEP Accounts & CDs

Saving for a future expansion? Or do you just want to make sure you’re covered if you have to face an unexpected expense at your business or farm? Whatever your reason for wanting to save, Iowa State Bank has a savings option for you.

Business Savings Accounts

A savings account gives you the great option of helping your money grow with interest while giving you enough access for you to use it when you need it for your business’s operations. Compare the Business Savings Account options available through Iowa State Bank.


Account Amount to Open Earns Interest Minimum Balance Fees Key Benefits
Statement Savings Account   Yes, compounded quarterly $100 $1 if account drops below minimum balance Two free debits per month ($.35 charge for each additional debit)
HI-FI Market Account $2,500 Yes, compounded monthly $1,000

Six (6) free debits per month, $5 charge for each additional debit, $14 fee if balance falls below $1,000

Tiered Interest Rate Schedule


Sweep Accounts 

Iowa State Bank offers SWEEP Accounts that automatically transfer your money from your Business Savings or Business Checking Account to your Business Line of Credit based on your designated threshold.


A Certificate of Deposit, or CD, uses interest to help your business’s money grow faster. All Iowa State Bank CDs are FDIC-insured and require a minimum of $1,000 to open. Terms are available for as little as seven days to as long as five years.

Start a Business Savings Plan Today

Iowa State Bank would love to help you save money for your business or farm. Just fill out our application to get started. Our team will review your application and contact you directly.