Expand Your Needs for Capital & Commercial Real Estate

Investing in local businesses helps make our business community stronger, which in turn strengthens the community as a whole. Iowa State Bank offers several business loans that can help your business maintain strong cash flow and expand your operation.

Commercial Real Estate Loans

If your business is doing well, you may be thinking about adding another location. Or, you may have outgrown your current space and you’re looking for more room. Whatever your needs, a Commercial Real Estate Loan from Iowa State Bank can help finance your growth.

Our Commercial Real Estate Loans are offered with a 20-year amortization and the loan will cover up to 75 percent of the value of the property.

Capital Purchase Loans

If you’re looking to make improvements at your business, be it to update technology, or to other essential equipment, Iowa State Bank can help. With a Capital Purchase Loan, you’ll get help financing upgrades at your business with loans that offer amortization terms between three and seven years.

Business Lines of Credit

Lines of credit are a great solution if you go through varying levels of cash flows. With a Working Capital Line of Credit or Commercial Line of Credit from Iowa State Bank, you’ll be able to keep your cash flow steady throughout the year.

Apply for a Business Loan Today

Starting the process of applying for a business loan with Iowa State Bank is easy. Start by printing out the Financial Statement, filling it out and faxing or mailing it to the bank. You will be contacted after we receive your document.  You may also try our online form here: Business Loan Application.