Personal Loans from Iowa State Bank

Home Lending Personal Loans

Home Equity, Auto, Student, & Personal Lending Solutions

Whether you’re a student looking for help paying for your college education, a homeowner interested in using your home’s built up equity or someone looking to buy a new vehicle, Iowa State Bank has a personal loan solution to help you at any stage of your life. Find out which loan options works best for you.

Personal Loans

If you’re facing an unplanned or emergency expense, a personal loan from Iowa State Bank can be used in a variety of situations to help finance life’s expected and unexpected circumstances. Our personal loans can help pay for emergency costs, or you can also take out a loan for fun activities like family vacations and weddings.

We offer competitive rates and flexible terms to provide personal loan solutions that work for your needs, whatever they happen to be.

Auto Loans

Looking for a new vehicle for yourself or your family? Iowa State Bank offers auto loans that can help finance your purchase for a new car, truck, SUV or any other type of vehicle. Our auto loans are available for both new and used vehicles.

Rates and terms for Iowa State Bank’s auto loans are based on age of the vehicle and your credit history.

Loan Application

Home Equity Loans and HELOCs

As you pay off your mortgage, you build up equity in your home. That equity can be useful, serving as extra money when you need it. Home Equity Loans and Home Equity Lines of Credit, called HELOCs, are both tied to your home, but there are differences between the two that can help you decide which option is best for you.

  • HELOCs: This is a revolving line of credit that allows you to draw a certain amount of money based on a pre-established limit. HELOCs are most commonly used in cases where you need immediate cash or if you experience fluctuating levels of income.
  • Home Equity Loans: You will receive a one-time lump sum. Ideal for those with immediate financial needs or for individuals facing an emergency expense.

If you’re thinking of putting your home’s equity to use, consult with an Iowa State Bank loan officer to see which option will work best for you.

Student Loans

A college education is becoming more important than ever before, and Iowa State Bank is proud to offer financing solutions to help our students further their education and better their lives. We partner with Iowa Student Loan, a non-profit that connects students and their families with the resources to secure federally-guaranteed student loans.

Apply for a Personal Loan Today

Iowa State Bank’s personal bankers and loan officers are ready to help find the personal loan solution that works best for you. Contact us to find out how we can help you with your financing needs, visit our bank, or fill out an online Loan Application.